How do you keep track of all your cards?

For just about anything you want to get off your chest about credit cards.
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Postby beef.stu » Wed Oct 22, 2014 7:17 pm

I like mint. It shows visually what upcoming bills you have.

Also the net worth calculation is handy since it lets me know how much money I really have to play with instead of trying to figure out in my head how much I have in each checking and savings account and then subtracting all my credit card balances.
(01/10) - Wells Fargo Cash Back VISA Signature
(05/10) - Techron Advantage
(10/12) - Amex BCE
(02/13) - Chase Freedom VISA
(09/13) - Discover It
(03/14) - Sallie Mae Commence WMC
(09/15) - Citi Double Cash WEMC
(09/16) - US Bank Cash+ VISA Signature
(01/17) - Amazon Prime Rewards Visa Signature

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Postby Yoshiofthewire » Thu Oct 23, 2014 8:10 am

I use my cards for a given use (in my sig).
I use YNAB to track and control spending.
Then each week I just bill pay each of my CCCs whatever YNAB says I owe.
Each day I login to each website and update and compare transactions between my CC and YNAB.

As a side note, for some reason Barclaycard's transaction reporting is a complete mess.
Tracking transactions with any of my other cards was never this hard, even when I paid for everything with Amex.
American Express PRG - NPSL ('10) - NONE - Replace with BCE in 2015
US Airways barclaycard - $20,000 ('14) - Catch All - PC to Arrival in 2016
BankAmericard | Cash Rewards - $8,200 ('99) - Gas, Groceries
Discover It - $8,700 ('14) - 5% categories, ShopDiscover

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Postby lobbythis » Thu Oct 23, 2014 11:41 am

Yoshiofthewire wrote:
As a side note, for some reason Barclaycard's transaction reporting is a complete mess.

100% agree. My transactions are all over the place in my summaries as well.

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Postby kcm7 » Thu Oct 23, 2014 11:49 am

Brad Bishop wrote:I used to bill everything to a credit card and then just pay that one bill each month.

I stopped because the reality was, I'm not really looking at what I'm spending when I do that and I tend to spend more that way.

I'm the same way. I need to be forced to look at a bill. So they're all removed from autopay.

It seems like quite a few people here are able to put their utility bills on their credit cards. In my city, though, there's a surcharge for doing that, and I assumed all utility companies did this. I'd love to be able to pay my electric bills with a rewards card, especially for those super-high bills during the summer!

-Capital One Quicksilver
-Barclaycard Arrival (no AF)
- US Bank (no rewards)

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Postby Vattené » Thu Oct 23, 2014 11:56 am

When I mentioned it I was referring to my water & trash bill through the city. I made sure beforehand, but my city doesn't charge for it. I have to use Ameren for electricity, and unfortunately they do charge a fee. So that one is paid straight from a bank account. If only I could pass car payments through a credit card! :money:
FICO-8: EX - 827 (5/17) | TU - 824 (5/17)
My Cards: Barclay Arrival+ | Discover it | Amex ED
AU:: Discover Miles | BofA BBR | Barclay Commence (SD'd)

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