kcm7 wrote:Love the ideas of having designated cards for certain purchases
It is helpful. Such a system ensures I use every card (except PRG) at least once each month. While I do have to track changing 5% categories, I don't have to worry about the chance that a card will be closed due to inactivity.
Most everyday purchases have a designated card, although for unusual shopping I will check to see if there are any special Discover or Amex offers.