hockeyplayr wrote:simmons first and Iberia bank. Read that simmons first has a group that manually approves and reviews applications once a week.
Both use manual reviews and require excellent credit, above 740. With either one, if you're interested in their cards, be prepared for the way things USED to be...manual review, documentation (pay stubs, tax returns, etc). That's the way it was way back in the day of credit/charge cards.
IberiaBank has outstanding customer service, every time I've called them, I've gotten a real person very quickly, and their friendly Southern charm is a welcome alternative to robo-voices elsewhere.