- Centurion Member
- Posts: 3756
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
Getting an Amex sometime in 2014 is probably more important than getting the Arrival+ right away.
Until you start putting a lot of spending onto the card, the difference in the value of rewards is going to be pretty small.
If you're going to try to put a lot of swipes on the ED every month, do look at the EDP. I know it has an annual fee, but if you're making 30+ swipes and you like MR points, the rewards accrue really quickly. It might make you want to delay the A+ until you actually travel, since 1.5 MR points would beat 2.2 cents.
Deciding the value you put on MR points is important. BCE has decent cash rewards and no swipe minimum to get the 'real' value from it.
Edit: If you like Discover, how much spending do you really expect to put on an ED card? After the signup bonus, the MR points are just going to trickle in.
Although I remember you like to get groceries at Walmart, so the bonus categories don't help you much.
Love: IHG, Platinum, Sallie Mae, AA Plat, CSP
Like: Discover, ED, BCE, Hyatt, Arrival, Freedom
Might drop: BrooksBros, Prestige (Costco PC?)
Might add: Proper business card, CSR, Ritz, Delta Gold
Letting new accounts cool off since May
Really not sure what I'll add next or when