- Centurion Member
- Posts: 1182
- Joined: Sun Jan 26, 2014 3:55 am
- Location: US
I wonder how this works from a credit reporting perspective. I haven't been following this or the OCCU scandal too closely, but I know at least with the latter it took quite a bit of time for them to correct their mistakes and overreaches (and when they did it was through unethical and perhaps even illegal means). But the point is, at least with OCCU people used the cards but we're then shut down. I'm inclined to assume it looks no different than opening a credit card and closing it a few months later.
With NASA, if they're generating automatic approvals with humans going in and overriding the decision to a denial later is this all happening before any cards are issued? Would this just appear as though someone made a hard inquiry but no account was ever opened?
In any case, it sounds like a real mess of which I am happy not to be a part.
EX - 805 (2/17) | TU - 787 (2/17)
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now