- Centurion Member
- Posts: 4042
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
Some changes you might consider, if you're set on only having one card for everyday use (I carry all of mine):
Visa and MC deserve 5s for acceptance, but Discover and Amex probably deserve 3s. Maybe Amex deserves a 2, but not a 1.
To get the FTF bonus, a card should also need to be Chip+PIN. No FTF on a Discover when you can't even request a chip (I asked a few weeks ago) is pretty useless.
Edit: I tried that for my cards and quickly found the results were pretty meaningless. For example, Sallie Mae is great for groceries/gas/books, but I would never use it as a travel card. Discover is great for online shopping, and very few websites don't take it.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech