TOO much Available Credit?

For just about anything you want to get off your chest about credit cards.
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Joined: Wed Oct 01, 2014 7:57 pm
Location: US

Postby @SoFla » Tue Oct 07, 2014 8:51 pm

Ive got an off topic question for you all,

my overall credit utilization is low, less than 10%, and its that high because i currently carry a zero interest through 2018 GECAPITAL/Synchrony Rooms2go credit of about $1000, i make just over minimum automatic withdrawal payments every month, out of site out of mind so to speak, I figure the continuous on time payments look good, am I better off just paying the entire credit line off? or does it not matter since the overall utilization score is low...thoughts?

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