- Centurion Member
- Posts: 3754
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
So how successful are people at keeping their 'resolutions' about how long they will stay in the garden? Has anyone made a firm commitment to garden for, say, a year but only lasted a few months? Did someone succeed at a resolution only to go on a app spree soon after?
For the purposes of this matter, I'm more concerned about apps and inquiries for credit cards. Inquiries about car loans, mortgages, rent, phone plans, etc. can be necessary while new credit cards are usually discretionary. There is some grey area here.
I don't have anything set in stone as far as gardening plans, but I am a little bugged that my TU FICO hasn't improved at all since I started gardening almost two months ago. Maybe I had one more card report or BCE hurt the AAoA or something.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when