I'm going into the garden

For just about anything you want to get off your chest about credit cards.
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fixmycredit92
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I'm going into the garden

Postby fixmycredit92 » Tue Sep 30, 2014 1:07 am

All three gardens. At least for a week or two to let my inq age. After that I will retry Chase and Amex and if they say no after that screw them. I will never get an Chase for Amex card if they reject me again. I will have a million dollars and they will beg for my biz and I will say screw you to them.


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lobbythis
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Postby lobbythis » Tue Sep 30, 2014 1:31 am

1 week is took long. When gardening, you should only rest for 24 hours. TU, EQ, EX each reset after 1 day. You should be able to get Centurion or Palladium afterwards.

MemberSince99
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Postby MemberSince99 » Tue Sep 30, 2014 6:36 am

Aw come on, what's ONE more app when you've already got hundreds or thousands? You know, it's like when you ate the whole box of donuts, what's one more bite?


You should go to the Chase pre-qualify site and see if anything is there for you, and apply even if there is nothing - for every card they have. Keep applying - it's like the hot girl you want to date; she might turn you down at first but accept it if you keep asking her out.

popamode72
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Postby popamode72 » Tue Sep 30, 2014 6:51 am

I think you should garden for three days and go straight for a Black Card from Barclays and then get adverse action on your Apple Visa. You'll have so much fun wrecking your credit even more. Then drapp for 50 First Premier cards.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

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otter
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Postby otter » Tue Sep 30, 2014 4:16 pm

popamode72 wrote:I think you should garden for three days and go straight for a Black Card from Barclays and then get adverse action on your Apple Visa. You'll have so much fun wrecking your credit even more. Then drapp for 50 First Premier cards.


Here's a big secret no one else telling you. Everyone here has used this trick to get the "trifecta" as we call it, but we usually don't let outsiders in on the trick. Everyone else here will probably get mad that I am sharing this, but oh well:

Apply for exactly 77 cards which pull Experian. Garden in the other two. You will get an invitation to the Chase Palladium card.

Once you get the Palladium, apply for 420 cards which pull equifax. Garden in the other two. You will soon get an Amex Centurion card without having to apply.\

Next, it's on to transunion... exactly 666 apps and you'll get the Dubai First Royale MC.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

dickey1331
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Postby dickey1331 » Tue Sep 30, 2014 4:55 pm

This thread is golden
Platinum Delta Skymiles $12,900
Marriott Rewards Premier $12,000
Discover IT $12,000
USAA Cash Rewards $11,000
American Express Blue Cash Preferred $10,000
Chase Sapphire Preferred $6,500
Best Buy $6,000
Chase Freedom $4,500
Zales $4,000
Amazon Prime $4,000

Darrvao777
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Postby Darrvao777 » Tue Sep 30, 2014 5:31 pm

fixmycredit92 wrote:All three gardens. At least for a week or two to let my inq age. After that I will retry Chase and Amex and if they say no after that screw them. I will never get an Chase for Amex card if they reject me again. I will have a million dollars and they will beg for my biz and I will say screw you to them.


You will be just as unwelcome with them as you are here.
- Amex Platinum (primary)
- Citi Double Cash (backup)
- Chase Sapphire Reserve (just to get the bonus, closing in 2017)

popamode72
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Postby popamode72 » Tue Sep 30, 2014 5:44 pm

dickey1331 wrote:This thread is golden


Ya know, I actually agree now. I can even sense a little bit of satire in some of FMC92s posts.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

Heisenberg118
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Postby Heisenberg118 » Wed Oct 01, 2014 9:29 am

fixmycredit92 wrote:All three gardens. At least for a week or two to let my inq age.


Three gardens?

A week or two?

XD

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lobbythis
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Postby lobbythis » Wed Oct 01, 2014 12:13 pm

Ok, garden time is up now. Make sure you app today as much as possible or you will lose the Centurion and Palladium 2-for-1 package deal.

Amex just bought Chase today and only people in-the-know can cash in on this deal.



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