Bank America Horrible user experience

For just about anything you want to get off your chest about credit cards.
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MemberSince99
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Location: WI

Postby MemberSince99 » Fri Sep 26, 2014 1:17 pm

Otter I love the way you think man. That's awesome. Got a laugh out of me. Kind of serves them right.


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Vattené
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Location: US

Postby Vattené » Fri Sep 26, 2014 3:47 pm

Beautiful story, otter. Serves them right indeed. Did they give any explanation for the long hold? How was it different than your other paychecks?
-Vattené
FICO-8:
EX - 809 (11/16) | TU - 803 (11/16)
Primary Cards:
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now

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otter
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Joined: Sat Aug 24, 2013 8:45 pm
Location: Grand Forks, ND

Postby otter » Fri Sep 26, 2014 9:02 pm

Vattené wrote:Beautiful story, otter. Serves them right indeed. Did they give any explanation for the long hold? How was it different than your other paychecks?


That was my problem with the whole thing... they'd never put a hold on it before. I made a deposit at that bank everyday, it's not like they didn't know me. It's not like they were unaware of the company since we had an account with them. Hey, if they were having a bad day- no need to take it out on me.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

popamode72
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Joined: Sun May 04, 2014 4:41 pm
Location: Atlanta, GA

Postby popamode72 » Fri Sep 26, 2014 10:16 pm

All this talk really wants to make me distance myself from Bank of America if they were ever to screw me over in some way. I have a checking account I've used quite often with them for a while now.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)



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