Don't get a Chase card!

For just about anything you want to get off your chest about credit cards.
20 posts
fixmycredit92
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Don't get a Chase card!

Postby fixmycredit92 » Mon Sep 22, 2014 4:11 pm

So I applied or a Chase Sapphire Preferred and was given the pending message. I called last week and they wanted to verify some information and then after a 30 minute wait I was declined. Well, they could have let me know sooner than a half hour.

I called three times this morning for a recon and was told no all three times. The last credit analyst guy actually laughed at me! Unbelievable! I even begged and asked for just a small limit like $500 and was told they can't do that. I am about to apply for the Amex Jet Blue card which I've heard is easy to get. Forget about Chase, Amex is better anyway.


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lobbythis
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Postby lobbythis » Mon Sep 22, 2014 4:14 pm

Please ban this troll. So goddamn annoying.

Bama87
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Postby Bama87 » Mon Sep 22, 2014 4:41 pm

You have to admit these are some impressive stories they come up with.

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djrez4
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Postby djrez4 » Mon Sep 22, 2014 4:42 pm

I was about to waste my time with a thoughtful response to this. What the heck was I thinking?
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

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otter
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Postby otter » Mon Sep 22, 2014 4:50 pm

fixmycredit92 wrote:I called three times this morning for a recon and was told no all three times. The last credit analyst guy actually laughed at me!


You gotta think there might be a bar where credit analysts hang out after work where they all laugh about fmc (except they know his real name). "Hey, you'll never guess who tried their 30th recon of a denial today?"
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

popamode72
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Postby popamode72 » Mon Sep 22, 2014 5:08 pm

fixmycredit92 wrote:So I applied or a Chase Sapphire Preferred and was given the pending message. I called last week and they wanted to verify some information and then after a 30 minute wait I was declined. Well, they could have let me know sooner than a half hour.

I called three times this morning for a recon and was told no all three times. The last credit analyst guy actually laughed at me! Unbelievable! I even begged and asked for just a small limit like $500 and was told they can't do that. I am about to apply for the Amex Jet Blue card which I've heard is easy to get. Forget about Chase, Amex is better anyway.


https://www.youtube.com/watch?v=48rz8udZBmQ

If you're gonna troll here, at least be funny.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

popamode72
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Postby popamode72 » Mon Sep 22, 2014 5:09 pm

otter wrote:You gotta think there might be a bar where credit analysts hang out after work where they all laugh about fmc (except they know his real name). "Hey, you'll never guess who tried their 30th recon of a denial today?"


I think his real name is Timothy.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

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PlyrStar93
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Postby PlyrStar93 » Mon Sep 22, 2014 7:38 pm

fixmycredit92 wrote:I am about to apply for the Amex Jet Blue card which I've heard is easy to get.

You mean Bluebird.

I am about to see OP posting "Don't get an Amex card!"
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015
All EMV.

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CarefulBuilder14
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Postby CarefulBuilder14 » Mon Sep 22, 2014 8:13 pm

PlyrStar93 wrote:You mean Bluebird.

I am about to see OP posting "Don't get an Amex card!"


Or even:

"Centurion customer service sucks! I called to recon 100 times and still didn't get it!"

I think the trollop (troll-OP :) ) did, in fact, mean Jet Blue.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

MemberSince99
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Postby MemberSince99 » Mon Sep 22, 2014 8:34 pm

I might be weird but I find it funny. Then again I have a strange sense of humor.


I was thinking of this guy and B&T hanging out sometime, you know most dudes would be bragging how many beers they can down, or how many girls they got, or about their ride, but these two would try to outdo each other something along these lines:


B&T: Hey man I'm bored what do you wanna do?
FMC: Apply for some cards of course, what else would we do?
B&T: Awww man I don't have DS and DD and DM here to do it with me I hate to leave the family out of this.
FMC: What are you a wuss or what?
B&T: Hell no I've drapped more apps in one binge than you've done your whole life!
FMC: Bet I got twice the inquiries you do.
B&T: That's nothing I've reconned 30 times without success what's your score?
FMC: Hell I did 100 with Chase on one card alone.
B&T: I call Bovine Scatology!
FMC: Smoke em if you got em buddy!
B&T: Ok let's start the apps first one to get 50 apps done wins, bonus if you get instant declines on them all!
FMC: You're on buddy watch a true junkie in action and learn from the master!
B&T: Bah my DS blows you away man!



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