Don't get a Chase card!

For just about anything you want to get off your chest about credit cards.
20 posts
popamode72
Centurion Member
Centurion Member
 
Posts: 1099
Joined: Sun May 04, 2014 4:41 pm
Location: Atlanta, GA

Postby popamode72 » Mon Sep 22, 2014 8:51 pm

MemberSince99 wrote:I might be weird but I find it funny. Then again I have a strange sense of humor.


I was thinking of this guy and B&T hanging out sometime, you know most dudes would be bragging how many beers they can down, or how many girls they got, or about their ride, but these two would try to outdo each other something along these lines:


B&T: Hey man I'm bored what do you wanna do?
FMC: Apply for some cards of course, what else would we do?
B&T: Awww man I don't have DS and DD and DM here to do it with me I hate to leave the family out of this.
FMC: What are you a wuss or what?
B&T: Hell no I've drapped more apps in one binge than you've done your whole life!
FMC: Bet I got twice the inquiries you do.
B&T: That's nothing I've reconned 30 times without success what's your score?
FMC: Hell I did 100 with Chase on one card alone.
B&T: I call Bovine Scatology!
FMC: Smoke em if you got em buddy!
B&T: Ok let's start the apps first one to get 50 apps done wins, bonus if you get instant declines on them all!
FMC: You're on buddy watch a true junkie in action and learn from the master!
B&T: Bah my DS blows you away man!


Now that would be funny. With all the stuff FMC has posted over at MyFico, I'm surprised B&T has never commented on any of those threads he made.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)


User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 3754
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Postby CarefulBuilder14 » Mon Sep 22, 2014 8:56 pm

Who are DS, DD, and DM?

I've seen posts by the bear and turtle person.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

User avatar
PlyrStar93
Centurion Member
Centurion Member
 
Posts: 410
Joined: Wed Jun 04, 2014 1:06 pm
Location: Chicago

Postby PlyrStar93 » Mon Sep 22, 2014 8:57 pm

popamode72 wrote:Now that would be funny. With all the stuff FMC has posted over at MyFico, I'm surprised B&T has never commented on any of those threads he made.

What about this one?
CarefulBuilder14 wrote:Who are DS, DD, and DM?

Dear sister/dad/mom?
EDIT correction as of this post.
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015
All EMV.

User avatar
onion
Centurion Member
Centurion Member
 
Posts: 262
Joined: Tue Jul 01, 2014 8:59 pm
Location: Jacksonville, FL

Postby onion » Mon Sep 22, 2014 9:10 pm

otter wrote:You gotta think there might be a bar where credit analysts hang out after work where they all laugh about fmc (except they know his real name). "Hey, you'll never guess who tried their 30th recon of a denial today?"


With the amount of apps he does, they probably have a new story every week!
FICO TU - 728 - 8/14
FICO EX - 716 - 7/14
FICO EQ - 740 - 7/14

Bank of America Cash Rewards - $2,400
Best Buy - $3,000
American Express Blue Cash Everyday - $8,000
American Express Everyday - $10,000
Discover It Chrome - $500 (AU on fiancée's card, helping her build credit)
American Express Platinum - NPSL
Barclaycard Arrival+ - $3,000
Capital One Yamacard - $11,000

User avatar
otter
Centurion Member
Centurion Member
 
Posts: 639
Joined: Sat Aug 24, 2013 8:45 pm
Location: Grand Forks, ND

Postby otter » Mon Sep 22, 2014 9:41 pm

MemberSince99 wrote:I might be weird but I find it funny. Then again I have a strange sense of humor.


I was thinking of this guy and B&T hanging out sometime, you know most dudes would be bragging how many beers they can down, or how many girls they got, or about their ride, but these two would try to outdo each other something along these lines:


B&T: Hey man I'm bored what do you wanna do?
FMC: Apply for some cards of course, what else would we do?
B&T: Awww man I don't have DS and DD and DM here to do it with me I hate to leave the family out of this.
FMC: What are you a wuss or what?
B&T: Hell no I've drapped more apps in one binge than you've done your whole life!
FMC: Bet I got twice the inquiries you do.
B&T: That's nothing I've reconned 30 times without success what's your score?
FMC: Hell I did 100 with Chase on one card alone.
B&T: I call Bovine Scatology!
FMC: Smoke em if you got em buddy!
B&T: Ok let's start the apps first one to get 50 apps done wins, bonus if you get instant declines on them all!
FMC: You're on buddy watch a true junkie in action and learn from the master!
B&T: Bah my DS blows you away man!


lol... my money is on fmc. He takes HP's to a new level. Perhaps in B&T/FMC's neck-of-the-woods,,, girls are into guys with lots of hard pulls (forget lots of money, nice car, etc- major HP's are what the girls like...

I have no doubt the fmc here is a knockoff, and I suspect the one on fico may be a troll anyway so I guess a parody account of someone who is trolling is par for the course.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

EliteQueen92
Green Member
Green Member
 
Posts: 7
Joined: Mon Sep 22, 2014 9:56 pm
Location: Earth.

Postby EliteQueen92 » Mon Sep 22, 2014 10:05 pm

fixmycredit92 wrote:So I applied or a Chase Sapphire Preferred and was given the pending message. I called last week and they wanted to verify some information and then after a 30 minute wait I was declined. Well, they could have let me know sooner than a half hour.

I called three times this morning for a recon and was told no all three times. The last credit analyst guy actually laughed at me! Unbelievable! I even begged and asked for just a small limit like $500 and was told they can't do that. I am about to apply for the Amex Jet Blue card which I've heard is easy to get. Forget about Chase, Amex is better anyway.


Honestly nobody but maybe a few people may know me on here, but trust me I know you. Your history stinks, you have a history of applying for cards nearly everyday, you have tons and tons and tons of inquiries which aren't helping and you apply for cards that are way out of your league. Stop applying for whatever you think will score you brownie points and realize that you're causing all of the credit problems in your life with your racked up inquiries, your need for a million different cards in your name and your need to downgrade to cards you don't even need. And in all honesty you had no chance of getting a Chase card anyway, you can't even get the Freedom ATM. As I said, you're the one causing the credit problems in your life so you might as well stop blaming the companies who refuse to serve you credit. If Chase won't give you a card I doubt Amex will too.

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Tue Sep 23, 2014 10:47 am

That kinda reminds me of Jigsaw in "Saw" - "Hello FMC, I want to play a game. You don't know me, but I know you...."


If it was like "Saw" it would probably continue along the lines of "You are addicted to applying for credit cards, any card, even Credit One, who won't even take you. Rather than get the hint, you continue to futilely app with no chance of success, like the nerd in high school who kept asking the cheerleader out even after the quarterback kicked his ass. Now we will find out just how high a price you are willing to pay for your application addition. The container in front of you will only activate after you've put a pound into it. The only thing you have to put into it is by using the knife to cut off chunks of your own flesh. After you've fed a pound into the container, the computer screen in front of you will activate allowing you to do one application of your choice. However, choose wisely, as if you are by some miracle approved, the collar around your neck will squeeze the life out of you. After 10 applications, the game ends, if you are still alive. You have 20 minutes, you choose, app, or die...."

takeshi
Centurion Member
Centurion Member
 
Posts: 1733
Joined: Wed Jun 05, 2013 3:12 pm
Location: US

Postby takeshi » Tue Sep 23, 2014 12:53 pm

fixmycredit92 wrote:Don't get a Chase card!

...because of your poor credit? That makes a LOT of sense. :rolleyes:

fixmycredit92 wrote:Forget about Chase, Amex is better anyway.

Uh huh. Sure.

I'm guessing there's a "Don't get an AmEx card!!!" thread in the future...

The silver lining is that we'll eventually get to the "Don't apply for credit!!!!!" thread.

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Tue Sep 23, 2014 2:47 pm

Well that's a good thing because then we will all be happy in the garden together, singing Kumbaya, and enjoying the Kool Aid.

Heisenberg118
Gold Member
Gold Member
 
Posts: 30
Joined: Wed Sep 17, 2014 8:54 am
Location: Maryland

Postby Heisenberg118 » Fri Sep 26, 2014 9:25 am

MemberSince99 wrote:That kinda reminds me of Jigsaw in "Saw" - "Hello FMC, I want to play a game. You don't know me, but I know you...."


If it was like "Saw" it would probably continue along the lines of "You are addicted to applying for credit cards, any card, even Credit One, who won't even take you. Rather than get the hint, you continue to futilely app with no chance of success, like the nerd in high school who kept asking the cheerleader out even after the quarterback kicked his ass. Now we will find out just how high a price you are willing to pay for your application addition. The container in front of you will only activate after you've put a pound into it. The only thing you have to put into it is by using the knife to cut off chunks of your own flesh. After you've fed a pound into the container, the computer screen in front of you will activate allowing you to do one application of your choice. However, choose wisely, as if you are by some miracle approved, the collar around your neck will squeeze the life out of you. After 10 applications, the game ends, if you are still alive. You have 20 minutes, you choose, app, or die...."


So funny ... even better than the fake FMC and B&T dialogue. =P



Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 2 guests