- Gold Member
- Posts: 43
- Joined: Sun Oct 14, 2012 6:58 pm
- Location: USA
You could try disputing that amount on your credit report and say that you owe $291. Also, did you try working with the lender to agree to pay off that $291 so that this could drop from your credit report?
I got a Wells Fargo secured credit card in 2010. 12 months later, they turned that secured card into a regular credit card and gave me my deposit back (with interest). The regular, unsecured card started out with a line of credit of $500. 3 years later, today, that line of credit is now $7700. I highly recommend the wells fargo secured card if you're looking to rebuild your credit history.
TU: 783, Equifax: 772
Ch 7 BK in '06, finally dropped off in '16
paid off car
0 CC debt (Disc, Citi, and WF Amex)
furniture debt: $1800
Closed unused CCs, was dinged a few pts, but recovered
I filed for BK in '06 and was in debt over $500K. Never again! You can do it too!