Denied CLI on my Chase Amazon..clueless as to why

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CarefulBuilder14
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Postby CarefulBuilder14 » Thu Sep 25, 2014 10:17 am

Well, one other possibility is that they think your current credit limits on all your cards combined are high relative to your income. Definitely talking to the credit analysts should help clarify things.

With a 757, you probably don't have any (or at least, very few) late payments on any of your other cards. Your credit history is better than mine was when I got a Freedom CLI. I expect their concerns will be over the card with 70% utilization or your available credit being high relative to your income, but you will know soon enough.
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
May close or PC: Prestige, Arrival, BrooksBros
AA Platinum converting into Costco

Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
Letting new accounts cool off since May


Super100
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Postby Super100 » Fri Sep 26, 2014 5:36 am

just try applying for another Chase Card, they Declined my CLI too, Another thing if you get a new Card from Chase don't even bother transfering your $400 credit limit to it because if your limit is $500 or less they won't do it...



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