- Centurion Member
- Posts: 616
- Joined: Sun Sep 07, 2014 8:53 pm
- Location: usa
Odd situation and I did a quick search, but couldn't find my situation.
Anyways, I am 100% debt free with the exception of a card that was eventually sent to an agency who was shut down for fraud 2-3 years ago. I forgot the name, but I'm sure some of you know something about this place. They used to called people with threats if they didn't pay their bill in 24 hours. They were located in southern California, but I forgot the name.
Anyways, after talking to the original CC company and the first collection agency it was sent to, no one has been able to help me and this sh!t is stuck sitting on my credit report as delinquent. No one has any idea how to get this paid off and I am totally lost. I applied for two new CC's and both letters said I was denied mentioning a "major delinquency".
Can this ever be removed? I'm just lost and pissed off because it's only around $500 and it's destroying my credit.