- Centurion Member
- Posts: 1099
- Joined: Sun May 04, 2014 4:41 pm
- Location: Atlanta, GA
MemberSince99 wrote:They usually require you to leave 500 on the card you transfer from, but allow you to transfer the rest without a hard pull or anything. You can then close the card you are transferring out, or if you wanted you could leave it open with a 500 limit. (I just closed the card when I did this).
I'm really not looking at closing the Freedom though. Amazon 5% is coming up. And I got their best terms on it (12.99%) even though I don't carry a balance.
Don't mean to beat a dead horse here (though that never stopped me before) but it's funny how all these lenders seem to want my business but my insurance company says my credit sucks so bad they have to raise my rate. I'm sure when they see the two new inquires for this and a slight lowering of AAoA that will jack me up to the level of a "credit terrorist" if I'm not already there, and jack my rates across the board for this crime against insurance. God those companies are all basically organized crime. Pisses me off to think how my tax dollars bailed those d-bags out. I know, off topic, way off topic....
I always wondered what the hell the insurance score was for anyway and how sensitive it is even to just a few inquiries. I always see it when I log into Credit Karma and it always tells me it's poor. That's also pretty stupid of them to jack up your rates considering how amazing your FICO scores are. It reeks of a scam there.
What insurance company do you currently have?
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)