eiknarf wrote:I have been asked by Discover to update my income information, and am also looking into applying for a new card for a balance transfer. My question is, for the update and/or for a new application, can I include the amount that the benefits add up to, or just base salary (i.e., as reported to the IRS).
Hit the ? on their site next to Total Annual Gross Income for details:
About Total Annual Gross Income
Examples include current or reasonably expected salary,wages,bonus pay,tips,commissions and income from interest,dividends,retirement benefits and rental property.
If you are 21 or over,you may include another person's income that is available to you.A spouse/domestic partner is one example.
Alimony,child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.
While benefits are part of your total compensation I'm not aware of any creditor that considers benefits as part of annual gross income.