What cards would be good for my App Spree?

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CarefulBuilder14
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Postby CarefulBuilder14 » Wed Sep 17, 2014 5:35 pm

popamode72 wrote:I am truly convinced now that this is a parody of FMC92. I don't even think he'd be that stupid.


Any word from the 'real' fmc92 on myfico?

I'm not sure what to think anymore. The fmc92 on myfico posted a credit snapshot that showed a lot of inquiries - although with enough effort, a real snapshot could be altered to have 40-something inquiries. Fmc92 on myfico is either genuinely app-wild or a good forger.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when


popamode72
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Postby popamode72 » Wed Sep 17, 2014 7:36 pm

There's been no response from him at all basically.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

stones
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Postby stones » Sun Sep 21, 2014 9:36 pm

:And of course there hasn't been any posts from FMC92... HE'S ON HIS SHOPPING SPREE!!! :D :money: :cool: :cool: :cool: :money: :money:

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otter
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Postby otter » Sun Sep 21, 2014 10:40 pm

stones wrote::And of course there hasn't been any posts from FMC92... HE'S ON HIS SHOPPING SPREE!!! :D :money: :cool: :cool: :cool: :money: :money:


He's probably taken this advice to heart:

lobbythis wrote:you need to apply to at least 50,000 cards in a 24 hour period to have good credit. don't sleep, apply or die


He whines about getting bad advice when people tell him to stop apping, so in fmc's world... this is the best advice EVER. He's probably at one of those websites with the comprehensive list of all credit cards issued in the US. My guess is he's somewhere around the P's and Q's in the list maybe with about 2 or 3 approvals out of 5,000 apps. He will not stop until he breaks B&T's record for CC futility!
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

takeshi
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Postby takeshi » Tue Sep 23, 2014 1:09 pm

fixmycredit92 wrote:Anyone else know of any good cards I should app for?

How could you leave out the Visa Black?

otter wrote:From what I've heard, OP should apply for the Visa Black.

See? It's a must-have.

Super100
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Postby Super100 » Fri Sep 26, 2014 5:46 am

you should try applying for 100 cards......lol

Heisenberg118
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Postby Heisenberg118 » Fri Sep 26, 2014 9:29 am

I don't know why everyone says this guy should be banned. These threads are pure gold.

Omarperez48
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Postby Omarperez48 » Sat Oct 11, 2014 4:20 pm

Lol these threads are Platinum!!! the funny thing this reminds me that a few months back I had a customer get a vehicle and when I saw his credit inquiries there was literally 2 pages of credit inquiries!!! incredibly he didn't have such a low FICO for having tens of inquiries. I believe his FICO was hovering about 640 on Experian Auto model 08 and 2. So I do believe someone would actually apply to 20 credit card hoping they would get one of them.
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MemberSince99
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Postby MemberSince99 » Sat Oct 11, 2014 5:37 pm

It's possible though he'd been vehicle shopping, and those inquiries were from the same or a couple of dealers, all within a short time, in which case they "should" only ding his credit score like one inquiry. Did you check that, or didn't dig that deep?


I have that on mine. When I bought the Durango the dealer did that. I knew it was going to happen, and in hindsight I should have done that part myself. Oh well, it only dinged me like one inquiry, but it did give State Farm an excuse to raise my premium so I thrilled their bean counters I'm sure with that move. Their CEO can use the money towards an even more obscene bonus this year and if lucky maybe his bonus will be more than the entire GDP of some third world countries, all while he bitches and moans about greedy Americans (other than himself) wanting to make more than 5 bucks an hour of course!

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CarefulBuilder14
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Postby CarefulBuilder14 » Sat Oct 11, 2014 5:54 pm

Imagine if credit cards were like colleges - and you could apply for dozens at once with a 'common app'!
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when



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