Forgive me for I have sinned...

For just about anything you want to get off your chest about credit cards.
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onion
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Location: Jacksonville, FL

Forgive me for I have sinned...

Postby onion » Mon Sep 15, 2014 11:42 pm

I've sinned and left the garden again. I got the Yamaha financing on my new motorcycle.

Downside: Inquiry and 7.99% interest.
Upside: Motorcycle!

I'd say this turned out fairly well.
FICO TU - 728 - 8/14
FICO EX - 716 - 7/14
FICO EQ - 740 - 7/14

Bank of America Cash Rewards - $2,400
Best Buy - $3,000
American Express Blue Cash Everyday - $8,000
American Express Everyday - $10,000
Discover It Chrome - $500 (AU on fiancée's card, helping her build credit)
American Express Platinum - NPSL
Barclaycard Arrival+ - $3,000
Capital One Yamacard - $11,000


OldMan
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Postby OldMan » Tue Sep 16, 2014 6:09 am

onion wrote:Upside: Motorcycle!


And sometimes, that's all that matters.
My Wallet:
Discover IT - $4000;
AMEX BCE $12000;
Citi Double Cash - $6600;
CHASE AARP Visa - $5000;
Banana Republic $1200;
NFM - $20,000;
Sears (Citi) MC - $6000;

popamode72
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Postby popamode72 » Tue Sep 16, 2014 6:18 am

Eh you did what you had to do and you got something great in return. Congrats.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

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otter
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Postby otter » Tue Sep 16, 2014 6:37 am

onion wrote:I've sinned and left the garden again. I got the Yamaha financing on my new motorcycle.

Downside: Inquiry and 7.99% interest.
Upside: Motorcycle!

I'd say this turned out fairly well.


You must now say 50 "Hail Lexies" in pennance.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

MemberSince99
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Location: WI

Postby MemberSince99 » Tue Sep 16, 2014 6:40 am

Or be banned for life for your crimes against the Cult of Gardening.

OldMan
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Location: USA

Postby OldMan » Tue Sep 16, 2014 8:10 am

otter wrote:You must now say 50 "Hail Lexies" in pennance.


Uhm........ How would that go exactly? "Hail Lexies full of Crap?"
My Wallet:
Discover IT - $4000;
AMEX BCE $12000;
Citi Double Cash - $6600;
CHASE AARP Visa - $5000;
Banana Republic $1200;
NFM - $20,000;
Sears (Citi) MC - $6000;



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