Which card is easy to get with lots of inquries?

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CarefulBuilder14
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Postby CarefulBuilder14 » Wed Sep 17, 2014 10:43 am

Disputing one or two inquiries is one matter - disputing dozens looks a little suspicious to CRAs.
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djrez4
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Postby djrez4 » Wed Sep 17, 2014 11:48 am

CarefulBuilder14 wrote:Disputing one or two inquiries is one matter - disputing dozens looks a little suspicious to CRAs.


Who said anything about disputing? popamode72 knows what I'm talking about!
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CarefulBuilder14
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Postby CarefulBuilder14 » Wed Sep 17, 2014 11:56 am

djrez4 wrote:Who said anything about disputing? popamode72 knows what I'm talking about!


I clearly have some research to do, then!
Keeping indefinitely: IHG, SchwabPlat, CSP, Discover, Freedom, ED, BCE, Hyatt
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Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech
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popamode72
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Postby popamode72 » Wed Sep 17, 2014 12:53 pm

I think TransUnion is the easiest one get hard pulls off. FMC92 may have made tons of crappy decisions before but then he claimed that he had an undisclosed way of zapping TU inquiries and I looked into that and have been trying it myself out of both curiosity especially since I was skeptical and to see if I could remove some inquiries from my app spree this year.

I was already aware of it before through sites like Flyertalk and Million Mile Secrets but It actually does work though if you don't have that many HPs on your report, I don't think its necessary to spend time and money doing it and there are still other things that lenders can decline people for and if you have any baddies or stuff like that on your report, then especially focus on that instead.

Equifax is allegedly trickier but not impossible to do with what we are referring to. Credit Boards is filled with up to date info on this and just going through some of the threads will give you everything you need to know about it.
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