- Platinum Member
- Posts: 62
- Joined: Tue Jan 29, 2013 12:09 am
- Location: TX, USA
For the most recent info on either Chase and AMEX cards, they both keep their websites up to date as takeshi said, so be sure to check them out. If you can't find them directly, you can always google "[Insert card name] benefits" and research that way.
I'm biased towards Chase, so I'm not going to list differences between CSP and AMEX Gold. The CSP and Freedom combo is famous among credit forums though, since the UR points can be transferred from Freedom to CSP to maximize your use of points for travel.
As to whether you should get CSP or Freedom first, that really depends on you. You could try for CSP first if your credit is good, since Sapphire has higher requirements than Freedom. The HP will hit your credit but you can probably still get Freedom after that. If you have a comfortable relationship with Chase already, or if you need to travel soon are also reasons to get CSP first. Or if you need a card to use for everyday expenses right now, like gas, groceries, etc, Freedom may be better for now. 5% categories, etc.
Personally, seeing as how you're going to be traveling in a few months, I would recommend applying for CSP first, and work on getting those 40k UR points by spending $3k in the first three months. That way, you can book airfare/hotel or whatever through Chase and use those points. Honestly, you can probably apply for Freedom a few weeks or a month later, depending on how many inquires you have on file.
Chase Sapphire Preferred | 09/2014 | $10,300
Chase Sapphire | 05/2010 | $5,000
Chase Freedom | 01/2013 | $5,500
CapitalOne Quicksilver | 01/2013 | $2,500
American Express TrueEarnings | 08/2014 | $5,500
Victoria's Secret Angel Card | 04/2011 | $600
FICO | 09/2014 | Experian 738 | Equifax 706 | TransUnion 701