- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
If you've been a checking customer with Chase, they may give you a low-limit Freedom without a long history. I got mine with absolutely no history - just one previous hard pull from an application with GECRB that was declined.
If you're not a Chase checking customer, you still have a reasonable chance. The Freedom is certainly one of the prime cards that is easier to get.
There are some issuers that don't pull your credit, but those cards are loaded with fees and not what you want.
Try to find a card with some basic rewards but without an annual fee that you can see yourself using for a long time. Your spending may change over time, and you might get a few more cards.
I find that I don't use my Freedom nearly as often as I once did, but with no AF, I can keep it open and I don't have to hurt my account age by closing it.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech