CarefulBuilder14 wrote:they all seem to suggest CO Platinum and some secured cards for me.
I wouldn't recommend the Platinum. I have it, and it just sits around now No rewards or benefits to speak of except for the initial 0% APR.
I just remembered something while commenting in another thread. My boyfriend's first credit card ever (no AU) was the Freedom. Chase instantly approved with $500 limit, and auto increased it 6-7 months later.
He banks with BoA, so no relations with Chase whatsoever. So for someone who already has an AU and credit history, you should be okay This could possibly apply to other companies as well, although I just learned that Citi apparently is very selective.