CLI Week...

For just about anything you want to get off your chest about credit cards.
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CLI Week...

Postby otter » Sun Sep 07, 2014 12:18 am

Over the past month, my available credit has gone up over 50%. First it was getting approved for the CSP ($5000) and then doing the "shopping cart trick" for the fu-n of it and getting surprised with an $8000 Sportsman's Guide Visa.

Noticing I have had the Sallie Mae for six statements, I decided to pull the trigger... I asked for $2240 to make it an even 8k and to my surprise, I was approved. I thought it would be an SP since my increase on my previous Barclay Rewards card after 6 months had been one. After checking my report and seeing it was actually an HP, I decided to ask for one on my Arrival since they would use the same hard pull. Got a 3k increase bringing my Cl up to $7000. So not a bad week or month from a CLI standpoint.

And then I get an e-mail from Discover saying I had gotten a one year auto-CLI of $250. That was unexpected... didn't think I'd ever get one from them so I guess I'm happy.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

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Postby popamode72 » Sun Sep 07, 2014 12:28 am

Cool. I'm very happy for you and I'm also intrigued by Discover actually giving a CLI. I kept hearing that they tend to be pretty stingy after a while.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

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Postby MemberSince99 » Mon Sep 08, 2014 11:46 am

Congrats otter you did well.

Discover can be as stingy as Cap One. It's always YMMV some people they shower with love and others who seemingly should have a grown up limit get stuck with something that just doesn't fit in with the rest of their cards it is so low. I don't know why, my only guess is I've heard they really like swipes. But why they start you low and keep you there when that isn't really your profile/credit, is beyond me.

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