Card Cosmetics - The Pretty, the Ugly, and the Awkward

For just about anything you want to get off your chest about credit cards.
54 posts

Which Discover design should I switch to?

Poll ended at Fri Sep 05, 2014 10:13 pm

Red Gerbera Daisy
1
5%
Mix Tape
5
25%
Beach
3
15%
Blue (Default)
6
30%
None of the above
5
25%
 
Total votes : 20

User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 3754
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Postby CarefulBuilder14 » Sun Aug 31, 2014 10:15 pm

Trying out the poll feature! I'll get some images on so everyone can see...
[ATTACH=CONFIG]191[/ATTACH]
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when


User avatar
otter
Centurion Member
Centurion Member
 
Posts: 639
Joined: Sat Aug 24, 2013 8:45 pm
Location: Grand Forks, ND

Postby otter » Sun Aug 31, 2014 10:31 pm

Here's some more:

The good:
Image
Image
Image
The bad:
Image
Image
The ugly:
Image
Image
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 3754
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Postby CarefulBuilder14 » Sun Aug 31, 2014 10:36 pm

Wow...Those are...out there.

If anyone is interested in the history of the KardashianKard, apparently it existed (with very high fees): http://kardashiankard.com/card-fees/

I see 'Beach' is the favorite so far...
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

thom02099
Centurion Member
Centurion Member
 
Posts: 467
Joined: Sat Apr 13, 2013 7:49 pm
Location: Colorado, USA

Postby thom02099 » Sun Aug 31, 2014 11:52 pm

For the aesthetics of it solely:
The Good:
All of the classic American Express Charge cards, a design that's endured for decades pretty much unchanged. The most beautiful of them all? The Zync. Simplicity and elegance.

The Merrill Lynch Merrill Plus card. That silver bull on black background is...daunting!

The JP Morgan Palladium and it's (poor) cousin, the JP Morgan Select. That brown is very rich looking and the traditional script is elegant.

Discover for allowing more choices in background colours. There are some very aesthetically pleasing cards.

The Bad:
Anything from Fidelity. And WalMart. And Cap One.

The Truly Bizarre:

Anything Kardashian. Hello Kitty. The Visa BLACK card, which shouts "I'm a pretentious card and I don't care". The Chase Slate card, the design of which just never caught on.
Retired, and in the process of retiring cards!
EQ = 846 EX=828 TU = 836 as of 02/2016

User avatar
onion
Centurion Member
Centurion Member
 
Posts: 262
Joined: Tue Jul 01, 2014 8:59 pm
Location: Jacksonville, FL

Postby onion » Mon Sep 01, 2014 1:00 am

You should add an option for Chrome on the poll. It looks like the blue, but its the same color as the AmEx Platinum. Looks nice, except for the horrid orange IT.
FICO TU - 728 - 8/14
FICO EX - 716 - 7/14
FICO EQ - 740 - 7/14

Bank of America Cash Rewards - $2,400
Best Buy - $3,000
American Express Blue Cash Everyday - $8,000
American Express Everyday - $10,000
Discover It Chrome - $500 (AU on fiancée's card, helping her build credit)
American Express Platinum - NPSL
Barclaycard Arrival+ - $3,000
Capital One Yamacard - $11,000

User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 3754
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Postby CarefulBuilder14 » Mon Sep 01, 2014 9:39 am

onion wrote:You should add an option for Chrome on the poll. It looks like the blue, but its the same color as the AmEx Platinum. Looks nice, except for the horrid orange IT.


I agree the Chrome design is nice, but as far as I know, you can only get the Chrome design if you get an actual Chrome card, and I'm not interested in doing that. I like the It for 5% categories and don't need a gas and restaurant card. I'm all set on gas options and can add the Arrival later (if I like Barclays) for travel and restaurants.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

Darrvao777
Platinum Member
Platinum Member
 
Posts: 80
Joined: Tue Jul 22, 2014 9:23 am
Location: NYC

Postby Darrvao777 » Mon Sep 01, 2014 11:06 am

CarefulBuilder14 wrote:I agree the Chrome design is nice, but as far as I know, you can only get the Chrome design if you get an actual Chrome card, and I'm not interested in doing that. I like the It for 5% categories and don't need a gas and restaurant card. I'm all set on gas options and can add the Arrival later (if I like Barclays) for travel and restaurants.


the Marriott premier is pretty sharp too
- Amex Platinum (primary)
- Citi Double Cash (backup)
- Chase Sapphire Reserve (just to get the bonus, closing in 2017)

CCRider
Green Member
Green Member
 
Posts: 19
Joined: Fri Jul 04, 2014 12:09 pm
Location: Austin, TX

Postby CCRider » Mon Sep 01, 2014 11:34 am

I've had this Amex Cash Rebate Card since 2002, which I've always thought had a good looking design. The rewards program is substandard so I don't use it much but have never cancelled it since it's my oldest card. I've called to pc before but Blue Cash was the only thing they would move me to at the time, though I wanted to trade to Costco TrueEarnings or Starwood Preferred Guest. Does anyone know if a pc resets the clock on an account or does the original open date remain at the bureau?

https://www295.americanexpress.com/cards/npz.do?pmccode=67#CARDS/67/1/0/0

User avatar
CarefulBuilder14
Centurion Member
Centurion Member
 
Posts: 3754
Joined: Thu May 08, 2014 7:42 pm
Location: United States

Postby CarefulBuilder14 » Mon Sep 01, 2014 11:44 am

CCRider wrote:I've had this Amex Cash Rebate Card since 2002, which I've always thought had a good looking design. The rewards program is substandard so I don't use it much but have never cancelled it since it's my oldest card. I've called to pc before but Blue Cash was the only thing they would move me to at the time, though I wanted to trade to Costco TrueEarnings or Starwood Preferred Guest. Does anyone know if a pc resets the clock on an account or does the original open date remain at the bureau?

https://www295.americanexpress.com/cards/npz.do?pmccode=67#CARDS/67/1/0/0


A PC keeps the same account open with the same credit limit. It keeps the original opening date. The APR, I think, could change as different cards have different ranges. The rewards may be lost or converted favorably or unfavorably into a different rewards system.

Applying for a new card would have backdating which might help for FICO scoring purposes, and would show an old opening date, but only have payment data for the months it was actually open (and used).
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when

User avatar
nismoZtuner
Centurion Member
Centurion Member
 
Posts: 1105
Joined: Thu Jun 27, 2013 12:39 pm
Location: EARTH -CA

Postby nismoZtuner » Mon Sep 01, 2014 1:29 pm

Cards saying:

"you mirin my aesthetics"
Image

made sure to get the good looking cards- my next card might be the Arrival + (Still debating)
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]
American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]
Chase Sapphire Preferred[7.3]
Inquires: TU(?) EX(?) EQ(?)
TCL-$19,800
Age-22



Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 2 guests