- Centurion Member
- Posts: 4047
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
I'd wait on any card with US Bank. I went onto their site a few weeks ago, curious to see how I ranked in their eyes / if I prequalified for anything. Their suggested card after a soft pull was not the Cash+ for 5% cash back, but rather a debit card. My credit history was only about 8 months old, but with no baddies and I had my FICOs around 730 at the time.
I think they are really strict with their credit standards, and that they like to see you have a few cards about a year on them, as well as a clean credit history. I don't know how inquiry-sensitive they are.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech