- Centurion Member
- Posts: 3616
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
I'd wait on any card with US Bank. I went onto their site a few weeks ago, curious to see how I ranked in their eyes / if I prequalified for anything. Their suggested card after a soft pull was not the Cash+ for 5% cash back, but rather a debit card. My credit history was only about 8 months old, but with no baddies and I had my FICOs around 730 at the time.
I think they are really strict with their credit standards, and that they like to see you have a few cards about a year on them, as well as a clean credit history. I don't know how inquiry-sensitive they are.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when