Barclays reward mastercard denied

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Location: chicago ill

Barclays reward mastercard denied

Postby jpitsy088 » Thu Aug 28, 2014 3:31 pm

Was preapproved with a 635 transunion score got the 7 to 10 message than got denied. Called reconsideration line and denied due to old collection accts. on credit one bank and First Premier. Years ago collection . Yes the stupid thing I did is apply before I paid off my 7000 balance on my amex prg card. Told them we were remolding and put everything on the card for the points. Made a 4000 payment today, will pay off next week. Never late not like I spend thousands a month, but can see how bad that looked. Said to call back when I pay off my collections. No late payments just that stupid collection acct. Very disappointing.

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Joined: Mon Oct 17, 2011 12:38 pm
Location: Jersey City, NJ

Postby papelet » Thu Aug 28, 2014 11:16 pm

Not that I'm an expert but I would think you were denied extrictly based on the collections and not on the high balance. Give them another call, you never know, they pull your credit already so you are already losing anyway. Maybe a different rep would reconsider your app... Just my opinion
1st. Express NEXT --------------$1,990
2nd.Cap1 Platinum MC ---------$3,250
3rd. Discover IT -------------------$5,600
4th. CSP Visa Signature --------$13,000
5th. Citi TY Pref World MC ------$5,900
6th. Freedom Visa Signature ---$7,900
7th. Amex Blue Cash Everyday-$18,000
8th. Barclays Arrival+ WEMC---$13,000

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