- Centurion Member
- Posts: 4060
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
So it isn't supposed to happen, but it sometimes does. Even though an AU isn't legally liable for a card's debt, some issuers will - for whatever reason - do a hard pull on a person's credit report when that person is added to a card as an authorized user.
Do any lenders have a reputation for doing a hard pull on an authorized user's credit? How difficult is it to get the pull removed? Do these cases usually involve misunderstanding by a cardholder or by the issuer's employee?
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt, Arrival
May close or PC: Prestige, BrooksBros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech