I am looking for every way to increase my credit score. I have three cards: Discover Card with a $6,000 limit (Just approved for a request to increase from $4,500), my Gold AMEX which I use for 99% of purchases, and a Banana Republic Visa that I have had for about a year and a half.
The Banana Card limit was $4,000, I NEVER use the card. For the few times I did I made small purchases with it <$100. I just look now and my credit limit for that card is now $1,024.
My credit score is around 760.
Should I be concerned? I want to request an increase simply for a higher ceiling, but given they decreased it on me and since I requested a limit increase on my Discover card just a few days ago, I'm not sure what to do?