CarefulBuilder14 wrote:Are these problems mostly with just the PayPal MC from GECRB aka Synchrony? Or with all GECRB/Synchrony cards?
I really haven't seen a GE card which had a very good website, although Pay Pal's is definitely the worst. I think they are all slow when it comes to receiving payments (I've heard people say you should pay at a WalMart when you have the WalMart Discover, but I never had any problem paying online when I had it. The APR on GE cards is always high. On the plus side, CLI's are generous with them and the luv button is always a soft pull. Actually, I think every CLI request with GE is a soft pull. So they are kind of the "anti-Discover card"... p!ss poor customer service (almost always connect with "Peggy") but it's bearable because you almost always get a CLI when you ask. Instead of customer service people who politely turn down your CLI, you get this:
"You want a credit line increase? Okay hold and go f__ yourself.
(a few minutes later): "Okay your credit limit has gone from $1000 to $8000. Anything else? If not... have a crappy life!
Overall though, I didn't have that terrible of an experience with GE. I had the PayPal and the Wal Mart Discover, but they lost their appeal after a short while. I got the PayPal for the 2.4% on restaurants, but I now have a few 2% restaurant cards, so the extra .4% wasn't really worth the hassle of dealing with the Pay Pal site. The Wal Mart Discover I got for the FICO score, because it was the first card to offer one. Now that there are other places to get it for free (Barclays , Discover) so I closed it.
I would get another GE card if I found one which was appealing.
In my Wallet:
Sometimes in my Wallet:
- Amex PRG NPSL[3-14, bd 91]
- Sallie Mae MC $8000[1-14]
- Chase Freedom $4700[1-14]
- Discover It $2750[8-13]
- BoA UCF Alumni Cash Rewards $5000 [3-15]
- GM BuyPower WEMC $5000[9-14]
- Wells Fargo Propel 365 Amex $7000[4-14]
- Barclaycard Arrival WEMC $7000[3-14]
- BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450