otter wrote:I got the dividend card thinking that eventually Citi has to have a 5% which is appealing, but it's starting to get ridiculous. Freedom and It occasionally have 5% cats which are of no use to me, but Citi seems like they go out of their way to make their 5% categories suck. I'd like to be in that smoky room they decide the 5% categories in @ Citi:
1st Citi Exec: How about fish markets?
2nd Citi Exec: (growling) No! There are lots of people out there who like seafood! Someone is bound to hit the $1500 limit!
3rd Citi Exec: How about milk delivery service?
1st Citi Exec: No, we could get burned by companies like convenience stores whose merchant code is "milk vendor".
4th Citi Exec: Spatula vendor?
Other Citi Execs in unison: Spatula vendor?
4th Citi Exec: Yeah, you know... places which sell spatulas and nothing else- like "Spatula City" from that Weird Al movie.
The Citi Execs think for a moment before all lighting a victory cigar. They all nod their head in agreement and with that The Citi Dividend 5% for the third quarter becomes spatulas...
popamode72 wrote:Oh man. I was hoping to PC to that card. Yet again anything else with them would be better than the card I have with them now which has probably my highest APR out of all my bank cards though that has been going down because of that feature they included where if you pay on time and stay under your limit, they decrease the APR by .25%. If even that card has crappy rewards, what else could I possibly PC this Forward card to in October?
otter wrote:Looking at the Citi page... I can't find a single card which looks appealing to me. If I was still in my 20's, the Citi Thank You Premier would have been a great card for me... 3X at restaurants, bars, sporting events, concerts, other entertainment, 2X travel. I would have easily doubled the $125 annual fee.
csmukulgarg wrote:Hello Guys,
I am bit scared of the unknown consequences for Credit card denial.
I carry two CC's Amex and US bank; yesterday i applied for Paypal Credit card and they denied it.
So I am worrying will this affect me for the long term like credit history if yes then how? And how can I improve it?