- Centurion Member
- Posts: 1099
- Joined: Sun May 04, 2014 4:41 pm
- Location: Atlanta, GA
I'm with Onion on this one. Having a year or nearly a year of credit history on at least one card can really make quite a difference as well as having a decent AAoA. At 6 months of credit history, I was still getting lower toy limit cards like my student Discover It card.
With Chase, I had gotten denied for stuff mainly for that reason as well as too many inquiries, new accounts, etc, but now that my Citi card nearly has a year of positive history and my CapOne card is nearly 6 months old, that and being able to get a good customer service rep to talk to really made quite a difference.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)