- Centurion Member
- Posts: 1099
- Joined: Sun May 04, 2014 4:41 pm
- Location: Atlanta, GA
MemberSince99 wrote:If you really don't want the card, then don't recon it. Otherwise don't wait recon it now if you do want it. You did burn an inquiry (or two with Chase) to go for it, and possibly it could be PC'd or the limit transferred to another card later on down the line. Your call though if you want it or not. If you do, I'd suggest getting on the phone with their analysts as soon as possible.
I'll think about it though I don't know how Chase PCs work or whether cards like the Amazon Chase Visa are even eligible for that. My logic at the time is that I thought maybe the cards have different approval chances and that was the main reason for doing it that way. For the Amazon one, I think they pulled from Equifax which has less inquiries than my Experian report. Either way, I'm in with Chase after several attempts of trying and couldn't be any happier about that itself.
EDIT: Went through with it and understandably didn't get it even though the person I talked to was really nice. Mainly because they just want to see how I manage this account first and also due to inquiries and opened accounts pretty much. I think the biggest positive about what happened is that I can wait a long while and always try again for a better card with them anyway down the line. BTW, I really like their customer service for the most part. The person I talked to put me on hold so I can talk to someone else about the VISA Signature program and the benefits of my card. As long as they're not gonna close the card I just got, I'm feeling pretty great.
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