To give a brief backstory, I was maxed on my one and only card for about 4 years, around $2400 of $2500. Wells Fargo upped the limit to $3600, and I got capped around $3500. The limit was again upped to $4800, and I stayed around $3600.
Circumstances changed for the better, and I started putting $500 a month towards it 3 months ago, so it's now at $2,000
I know my utilization was horrible, and it's still not amazing, but I don't know how I went from 677 3 months ago to 750 nowhttp://i.imgur.com/c3uXQpX.png
Does this mean that when I pay off the entire card, my score will be in the excellent range? And if this is true, what card should I look to open if my goal from here forward is to never hold a credit card balance and to just use it for cash back / rewards?
Thanks for helping me get on my way to being financially stable and (hopefully) eventually wealthy