AmEx Not Reporting to TransUnion

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AmEx Not Reporting to TransUnion

Postby onion » Tue Aug 12, 2014 10:42 am

I have had my AmEx BCE and ED cards for two billing cycles. This weekend, I was instantly approved for the Barclaycard Arrival+, but only for $3,000. I called up the reconsideration line to discuss the low limit. The agent went over my credit report and mentioned my $900 Bank of America card and my $3,000 Best Buy card and told me I have handled them well, so they matched my highest limit on my report - the $3,000 Best Buy card. I asked the agent if he saw any American Express cards on there and he said the two he mentioned were the only ones, and that since my highest limit was only $3,000, that was all he could give me at the moment. I found this odd and called up American Express to confirm that they report to all three bureaus, the rep assured me that they report to all the bureaus.

Have I not had these cards long enough for them to show up on my report? Surely they should be on there by now, right? I'm not going to waste another HP for Barclays to pull another bureau, so I'll stick with my $3,000 limit for now and get a CLI in the future if I need it, but I can't help being annoyed by the fact I didn't get as good a limit as I could have just because of an inaccurate credit report.
FICO TU - 728 - 8/14
FICO EX - 716 - 7/14
FICO EQ - 740 - 7/14

Bank of America Cash Rewards - $2,400
Best Buy - $3,000
American Express Blue Cash Everyday - $8,000
American Express Everyday - $10,000
Discover It Chrome - $500 (AU on fiancée's card, helping her build credit)
American Express Platinum - NPSL
Barclaycard Arrival+ - $3,000
Capital One Yamacard - $11,000

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Postby djrez4 » Tue Aug 12, 2014 11:04 am

Not unheard of for TU to lag behind the other bureaus. It may take another cycle or they just may be slow in processing the last report from Amex.
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