- Centurion Member
- Posts: 262
- Joined: Tue Jul 01, 2014 8:59 pm
- Location: Jacksonville, FL
CarefulBuilder14 wrote:Then I'd be very surprised if you were declined. Amex usually has stricter standards for credit cards than charge ones. The charge cards (at least PRG and below) are often an intermediate step to getting a credit card with Amex as I am doing (probably in an overly conservative way in terms of hard pulls).
If they are getting their $450 up front, and you already pay your other Amex cards in full, it's hard to imagine a decline. But, then again, YMMV.
Possibly they may feel you're opening too much more credit too quickly.
That's what I've heard, so hopefully it all goes smoothly. The only thing that I'm worried about is your final point, opening too many lines too quickly.
I've got to pay for tuition this coming month so I wanted a card that'll give me a hefty bonus for meeting spend requirements. I got the regular 40k points for $3,000 in 3 months offer and I've already met the $1,000 requirements on my new Blue and Everyday cards, so I didn't want to just let potential points go to waste. All the travel benefits are more than welcome as well since I'll be studying abroad in January and traveling quite a bit.
FICO TU - 728 - 8/14
FICO EX - 716 - 7/14
FICO EQ - 740 - 7/14
Bank of America Cash Rewards - $2,400
Best Buy - $3,000
American Express Blue Cash Everyday - $8,000
American Express Everyday - $10,000
Discover It Chrome - $500 (AU on fiancÃ©e's card, helping her build credit)
American Express Platinum - NPSL
Barclaycard Arrival+ - $3,000
Capital One Yamacard - $11,000