I tried just yesterday, lol! The rep told me he could move over $800, and it would be a hard pull. I wanted to tell him to shove it, but instead I politely declined. Since they won't remove the AF, I'm simply going to close the account. I really wanted to combine the 2 on the Signature, but BofA is really being inflexible with me. They screwed up a PC from the old World Points, that's how I ended up with 2 cards in the first place. Once I got the Cash Rewards, I called to have the rest moved over and was told I could not. So, I found out too late the rep had opened a second account instead of doing a PC - against my wishes. Dummy me never fought it with a higher up. Fast forward 2 years - not a dang thing I can do about it. These boards have taught me not accept the first answer I'm given.
Wow! I can't believe it, seriously. A HP to move over 800.00 of credit they've already extended you?! That's insane to me because Chase did this for me in about 4 minutes with one phone call and no HP, SP, or pull of any kind for that matter! They didn't even ask my income, work, or related info because according to the Chase Rep it's credit they've already extended me to it's not an issue to move it about. As for BofA, I absolutely love there online banking due to the speed of bills getting paid, various ID theft they've saved me from, and quick refunds from unauthorized purchases. As a bank I actually love them but as a credit card company they're not that great. I was able to acquire a CSP with a 13,500 limit, Discover IT with a 5,000 limit, and Amex with NPSL all while BofA gave me a denial for there Cash Rewards card with a counter offer for the 99/500 partial secured card. Well since I already took the HP, I accepted it, kept it 12 months, got it unsecured with the same 500 limit and no CLI! Overall I have a decent score, decent income, and received great limits from everyone else except the bank I've had for the better part of 2 decades! Also I forgot the best part, on a trip to get a new Debit card since my card had been stolen, the bank rep put in a credit card app WITHOUT my knowledge or consent whatsoever!!! When I received the denial letter (this was over 2 years ago btw, not my Cash rewards app), I was shocked because I never applied for a credit card. Anyway, I've ranted enough but I wanted u to know you're not alone with BofA credit issues. If I were you, I would close that 1,000 Cash rewards card and not take a hard pull just to move 800 bucks, lol