Fico score drop - how is this possible?

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Location: United States

Postby Red_Rena » Sat Aug 09, 2014 8:01 pm

Red_Rena wrote:Good grief, I just figured out my AAOA is a little over a year. I was calculating wrong.

Okay, seems like I calculated wrong again. I used this formula to calculate: sum of number of years for each account open/closed in months divided by the number of cards I have. Then, I divided that number by 12. Doing that makes my AAOA 10 years. Please correct me if I am wrong.
EQ 861
EX 08 869
TU 08 822

American Express Blue Cash Everyday $16,000 (6/2014)
Bank of America Better Balance Rewards $3800 (7/2003)
Bank of America Cash Rewards Visa Signature $6000 (3/2012)
Barclaycard Rewards $8200 (2005)
Capital One Quicksilver $4750 (12/2010)
Capital One Quicksilver $4000 (3/2011)
Chase Freedom $2000 (9/2003)
Citi Dividend $5700 (6/2013)
First National Bank of Omaha Visa Platinum $9000 (2011)
Bill Me Later (PayPal Credit) $1960 (2011)

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