Any luck converting CSP to Freedom during the first year?

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iHackerSix
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Any luck converting CSP to Freedom during the first year?

Postby iHackerSix » Fri Aug 01, 2014 4:06 pm

Well guys as the title says: Has anyone had any luck converting a CSP to Freedom during your first year of card membership? I've had my CSP for 9 months now, I like Chase and my limit/interest rate but I simply don't travel enough anymore to make use of this great card. I think the Freedom card would suit me best from this point on but I don't want to pay the annual fee coming up in 3 months. I've read about people converting there CSP on here but I've never heard of someone doing this before their first year is up. Also, I'm sure someone will suggest to simply apply for the Freedom card outright but I do not want another inquiry or additional credit (my available credit is enough for me right now). Anyone have any experience with this?


MemberSince99
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Postby MemberSince99 » Fri Aug 01, 2014 5:35 pm

I think it's always YMMV and you will just have to call and ask. I'm sure someone somewhere succeeded while others heard "no". I'd give them a call.

iHackerSix
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Postby iHackerSix » Fri Aug 01, 2014 5:53 pm

MemberSince99 wrote:I think it's always YMMV and you will just have to call and ask. I'm sure someone somewhere succeeded while others heard "no". I'd give them a call.


Yes indeed I will give them a call but I know myself and I can be quite emotional sometimes so if I "dare" get a NO from them I may start twitching and turn green! I kinda wanted to hear someone say it was possible no problem so I could feel comfortable taking a chance but I dunno. Barclays has said no to me consistently about upgrading my Arrival to World MasterCard and I hate them now cuz of it! haha ;)

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PlyrStar93
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Postby PlyrStar93 » Fri Aug 01, 2014 10:39 pm

It's totally understandable for being emotional but with the time waiting for someone converted successfully to reply here you may be able to find out the answer through Chase, or doing a simple Google. Call customer service, or send a secured message; and just like MS99 said, YMMV. Either they let or don't let you do the conversion, there is nothing to lose, so don't be nervous.
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015
All EMV.

papelet
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Postby papelet » Sat Aug 02, 2014 1:04 am

Call them, if they say no, ask them to downgrade your CSP to The sapphire without the annual fee... Then you'll have more time to convince then to give you the freedom
[B]Cards:
1st. Express NEXT --------------$1,990
2nd.Cap1 Platinum MC ---------$3,250
3rd. Discover IT -------------------$5,600
4th. CSP Visa Signature --------$13,000
5th. Citi TY Pref World MC ------$5,900
6th. Freedom Visa Signature ---$7,900
7th. Amex Blue Cash Everyday-$18,000
8th. Barclays Arrival+ WEMC---$13,000



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