August Garden Cult meeting - please join us

For just about anything you want to get off your chest about credit cards.
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MemberSince99
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August Garden Cult meeting - please join us

Postby MemberSince99 » Fri Aug 01, 2014 10:48 am

Hello. My name is MemberSince99 and I'm addicted to applying for credit. I only barely restrained myself this month from shooting for EVERY known shopping cart trick card available. All those new accounts with 100-300 dollar limits would really do wonders for my profile.


Having restrained myself from that, I have no inquiries in the last 30 days other than the Hilton card from Amex. I have faithfully weeded my precious garden....my....PRECIOUSSSSSSSSSSSSSSSSSSSSSSSSSS


Join me in the cult and experience the true meaning of our life!


beckhsrules
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Postby beckhsrules » Fri Aug 01, 2014 11:41 am

I was in the garden for two months before which I got too tempted and applied for the the AMEX PRG only yesterday and got approved. Back to the garden. Hopefully no inquiries till the year end.
Cards:

Amex Blue Sky 2000 (5/14)
Amex PRG NPSL (8/14)
Bank of America Cash Rewards Visa 2500 (1/14)
BofA Better Balance Rewards 1000 (6/14)
Discover IT 1250 (4/14)


Scores: As of May 25 2014

Experian 714
Equifax 709
TransUnion 714
Discover 694(Aug 31)

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djrez4
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Postby djrez4 » Fri Aug 01, 2014 12:04 pm

Oddly enough, I've been in the garden since April, when the cashier at Home Depot offered me $200 off my purchase of garden supplies if I applied for the Home Depot credit card. It feels strange having only four inquiries in the last six months.

I have a few cards I'm considering for the next round: another AAdvantage Visa or two, maybe Hyatt, maybe US Airways - the possibilities! But, at this point, I may as well wait another two weeks until four of my EX inquiries slip past the 12-month mark.

MemberSince99 wrote:I have no inquiries in the last 30 days other than the Hilton card from Amex. I have faithfully weeded my precious garden....my....PRECIOUSSSSSSSSSSSSSSSSSSSSSSSSSS


Didn't you just buy a car?
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

popamode72
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Postby popamode72 » Fri Aug 01, 2014 1:22 pm

I honestly haven't posted at MyFico in a while and kinda glad I haven't. I needed a big break from that website and seeing people getting every single card imaginable no matter how low the CLs are on them. I get to apply for the 3x CLI with Amex next Wednesday so I can't wait for that.
Macy's TLs (21k), Lowes (17k), CSP (10k), Sam's Club (10k), Nordstrom (5k), AARP (4.2k), Freedom (3k), Discover (1.5k), Quicksilver (2k), BoA (3k), Barclaycard Arrival (2.5k), Amazon Store (6k), Paypal (4.9k), Sam's Club MC (3.6k), Walmart MC (1.2k)

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PlyrStar93
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Postby PlyrStar93 » Fri Aug 01, 2014 1:40 pm

I have stopped new applications since June this year, and until the end of this year, though it's not likely for me to get new app's until one year from now. I am also glad I am not those crazy guys to have tens of toy limit cards.

Capital One and Chase are still sending solicitations but I have tossed most of them. Already got such many inquiries and I've got to stay away from it.
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015
All EMV.

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nismoZtuner
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Postby nismoZtuner » Fri Aug 01, 2014 1:52 pm

haven't applied for a card since march of this year (2014)
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]
American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]
Chase Sapphire Preferred[7.3]
Inquires: TU(?) EX(?) EQ(?)
TCL-$19,800
Age-22

MemberSince99
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Postby MemberSince99 » Fri Aug 01, 2014 2:02 pm

djrez4 wrote:
Didn't you just buy a car?




Whoops forgot that was 2 inquiries there one for the dealer and one for Chrysler OUCH.

sakhalin
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Location: West Coast

Postby sakhalin » Fri Aug 01, 2014 2:26 pm

Been in the garden since November 2012. Booyah.
AMEX BCE ($20,000), Citi Forward ($6,800), Discover IT ($5,250), BoA Travel Rewards ($1,800)

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kcm7
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Location: TX

Postby kcm7 » Fri Aug 01, 2014 3:48 pm

Been in the garden since April. Thinking of going for the AmEx BCE next oh sweet is that Kool-Aid?
Cards:

-Capital One Quicksilver
-Barclaycard Arrival (no AF)
- US Bank (no rewards)
-IHG

Bama87
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Postby Bama87 » Fri Aug 01, 2014 4:04 pm

I'll be in the garden until around the 18 of this month



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