supercoolman wrote:people showed off getting approvals with 20+ inquiries on file at myfico.
I personally look for quality (high CLs+rewards) rather than quantity (20+ CCs)
I do too. Some of them are not in that position so they go for whatever they think they'll get approved for, hence they use the "Shopping cart trick" to get 20 cards with 100 to 300 limits at stores they will probably never shop at. That's about the dumbest thing you can do. It will kill your AAoA for cards that can't help you. If you need to start somewhere, and everyone does, then get ONE of those cards and use it responsibly for 6 months or a year THEN go for a couple of prime cards. Don't get a ton of toy limit crap cards that have no future in your wallet. I know, I should preach, but it's the truth.