malletor wrote:I want to maintain as high of a credit score as possible since I will be buying a house in the next year or so how long do y'all think I should wait to apply for the freedom card? Now? 3 months? 6 months? A year?
If you're buying a house within a year (i.e. could be less than a year) then after the mortgage is finalized.
wiivile wrote:And people call Chase a conservative lender??
People say all sorts of stuff so you always have to consider the source. Many seem to assume that their credit is better than it actually is and think a creditor is "conservative" because they were not issued a high credit limit.
Plus, it's all relative. Chase is more conservative than some.