Citi Thankyou Premier vs Chase sapphire/Barclay

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mauvebeads
 
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Citi Thankyou Premier vs Chase sapphire/Barclay

Postby mauvebeads » Thu Jul 17, 2014 10:40 am

Hello Experts,

I have a Citi thankyou premier card which has a $125 annual fee. When I got this card there was a promotion and the annual fee was waived for lifetime. I am planning to travel a lot starting from next year and was wondering if I should get a new credit card from either Chase/Barclay or just stick with Premier card as I am not paying any annual fee.

Any suggestions ??


MemberSince99
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Postby MemberSince99 » Thu Jul 17, 2014 6:21 pm

Yes. I'd suggest based on your question there isn't an expert in the world who can give you any valuable advice.


And why should they anyway - you should be looking at how much travel you plan to do and on what airlines and compare what each of the card offers you vs cost to determine that. What you've given here isn't enough for anyone to even really say anything intelligent except how much will you travel on what airlines what hotels perhaps etc.


You are really in the best position to determine that, not some expert who doesn't know a thing about you.

mauvebeads
 
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Joined: Wed Jul 16, 2014 3:04 pm
Location: Houston/TX

Postby mauvebeads » Fri Jul 18, 2014 9:19 am

I hear ya !! I guess what I wanted to ask was, is it worth getting a Chase/Barclay card.

MemberSince99
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Postby MemberSince99 » Fri Jul 18, 2014 3:41 pm

It really depends. If you plan on travel and can use the benefits vs the annual fee then yes it's worth it. Chase is designed to transfer the points to a travel partner, where Barclay's is just cash back where travel earns more. Just compare how you see yourself doing things. Only you can really figure that out none of us can.



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