newtothis wrote:I am new to credit cards, but have 750 credit score atm.
I just signed up for chase sapphire and freedom (instead of discover it) since they are linked and I can transfer my rewards from freedom to miles.
At the moment though, with Sapphire I have a 15.99 apr, and Freedom is giving me 18.99 apr (wtf?)
Not sure why the big change.
My biggest things is saving money for gas, restaurants, and eating.
I don't want to get swamped in cards.
I was thinking for using freedom for everyday stuff, and Sapphire for eating out, and travel.
Is it worth getting an amazon/ebay card if I do a lot of shopping on ebay and amazon?
My first card was amazon from chase. And then amex everyday card. The paypal MasterCard is pretty cool too. Amazon and paypal cards are awesome if you do a lot of online shopping but I would prefer the freedom card if I was in your situation. I don't like the sapphire card personally. The revolving categories are on the freedom I think it just depends on how much you will actually travel I guess haha