Does such an international travel card exist?

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CarefulBuilder14
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Postby CarefulBuilder14 » Fri Oct 17, 2014 9:36 pm

For anyone else interested, one card that appears to qualify is the SDFCU Visa - Chip+PIN, no AF or FTF, and some rewards. There is a small $5 fee to join the American Consumer Council to become eligible for credit union membership. Employees of the Department of State and a number of other organizations can avoid the $5 fee.

In the interests of simplicity, I will probably stick with the 2.2%/travel 'hybrid card' Arrival+ to keep the total number of issuers I deal with at 4. US Bank was a possibility for a 5th issuer but the Cash+ restaurant rewards are getting reduced - and I really only wanted it as a restaurant card.

The SDFCU Visa does seem a reasonable option, though.
Wallet: Prestige CSP SchwabPlat Freedom It Hyatt SallieMae AAPlat
SD: Arrival BrooksBros BCE ED IHG
Letting new accounts cool off since May
Really not sure what I'll add next or when


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djrez4
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Postby djrez4 » Sat Oct 18, 2014 1:47 am

The normal Arrival offers the same chip + PIN functionality as the Arrival+ with no annual fee, no forex, and basic rewards.
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PlyrStar93
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Postby PlyrStar93 » Sat Oct 18, 2014 2:08 am

djrez4 wrote:The normal Arrival offers the same chip + PIN functionality as the Arrival+ with no annual fee, no forex, and basic rewards.

Thanks for this tip, I always had an impression that normal Arrival has 3% or whatever amount of FTF. Just checked their site and there is no FTF. This might be a good choice for me in the future.

Is there any info that no annual fee Arrival has chip, though?
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015
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otter
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Postby otter » Sat Oct 18, 2014 5:07 am

haikuginger wrote:Yep. That's the only US-based card that has it right now.



US Diners Club MC's are all Chip + Pin.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

hockeyplayr
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Postby hockeyplayr » Sat Oct 18, 2014 9:54 am

CarefulBuilder14 wrote:For anyone else interested, one card that appears to qualify is the SDFCU Visa - Chip+PIN, no AF or FTF, and some rewards. There is a small $5 fee to join the American Consumer Council to become eligible for credit union membership. Employees of the Department of State and a number of other organizations can avoid the $5 fee.

In the interests of simplicity, I will probably stick with the 2.2%/travel 'hybrid card' Arrival+ to keep the total number of issuers I deal with at 4. US Bank was a possibility for a 5th issuer but the Cash+ restaurant rewards are getting reduced - and I really only wanted it as a restaurant card.

The SDFCU Visa does seem a reasonable option, though.


I have the card. You do not need to pay the fee for the American Consumer Council to join. There is a way to join free if you are only doing it for the credit union. SDFCU even gives you the $1 required to fund your savings account. As long as you don't open up a checking it's a soft pull to join. then EX scores of 720+ (old model forget what it is) get the prime 6.99% apr. The card also has rewards points but I believe they are only worth about 8/10 of a penny at best.
Credit Scores: Equifax - 736 (October Fico) | Experian 726 (October Fico) | TU - 758 (October Fico)

Credit Lines: Diners Club 20k | Citi DC 9.1k | SDFCU 5k | Penfed 7k | Amex BCE - 10.5k | Chase Marriot - 5.2k | CSP - 6.5k |Discover IT - 9k | Sallie Mae 3.8k | Citi TYP - 3.5k | BOA 123 - 4.9k | Total Rewards 3.25k|

thom02099
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Postby thom02099 » Sat Oct 18, 2014 10:55 pm

Wells Fargo Propel 365 is also Chip and PIN, no FTF, and the annual fee is only $45.
Retired, and in the process of retiring cards!
EQ = 846 EX=828 TU = 836 as of 02/2016

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otter
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Postby otter » Sun Oct 19, 2014 1:05 pm

thom02099 wrote:Wells Fargo Propel 365 is also Chip and PIN, no FTF, and the annual fee is only $45.


Is it Chip and PIN? I've never received a PIN from them.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

thom02099
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Postby thom02099 » Mon Oct 20, 2014 11:22 am

otter wrote:Is it Chip and PIN? I've never received a PIN from them.


Yes. I got a PIN in a separate mailing from the card.
Retired, and in the process of retiring cards!
EQ = 846 EX=828 TU = 836 as of 02/2016



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