Easiest Credit Card To Get In Canada? (Just Starting Out/No Credit History)

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1 post
Mik James
 
Posts: 1
Joined: Sun Jun 29, 2014 12:17 pm
Location: Canada

Easiest Credit Card To Get In Canada? (Just Starting Out/No Credit History)

Postby Mik James » Sun Jun 29, 2014 12:29 pm

Hello everyone,

First I am glad I found this forum :)

On to the question at hand:

I am looking for my first credit card in Canada.
I'm 21, and I have a full time job.

I applied for a pc financial credit card and was turned down, likely because I hadn't been living at my current address for more than a few weeks.

I am looking for a no annual fee credit card solely to make certain online purchases easier (amazon.ca, Netflix etc).

The card will need to be accepted at all online shops that accept credit cards.
I will not be incurring interest charges so interest rate is of no concern.
I would like to have a credit limit of at least 300$ but I'll take whatever I can get.

Are store visas/mastercards any easier to get? For example Target is currently offering their Redcard Visa.

Thanks in advance.


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