- Posts: 2
- Joined: Sun Jun 29, 2014 11:10 am
- Location: Saint Louis
Hi everyone, I'm new to the forum. I am a college student and I will be studying abroad for 6 months this upcoming fall and winter. I am looking for a card with no foreign transaction fee that I can use while abroad. Ideally, the card would provide some travel rewards as I will be spending a lot on regional flights and train travel. I currently have a Discover It card with a $1100 CL which does not have a foreign transaction fee, but I am concerned about acceptance abroad as I have heard it is still not extremely robust.
I have a FICO score of 755 with 13 months of credit history. I pay in full monthly. I have been quite interested in several of the no annual fee travel cards, such as Barclaycard Arrival, BankAmericard Travel Rewards, and Capital One VentureOne or Quicksilver.
My dilemma is this: most of these cards are Visa Signature or World Mastercard. Thus, although I fall above the average credit score, I am not certain I have the income level or the credit card history to allow me to qualify for one of them. I would appreciate any feedback you might have on my chances for qualifying and if you think I will not qualify, it would be great if you could recommend some no foreign transaction fee cards for my history.