Sharing this partly to vent, partly to see if anyone else has been in a similar situation -- or just had a credit report error nightmare.
Friend of mine was telling me that every time he pulls his credit reports, there are errors, due to him having the same name as his dad (and, until recently, the same address). A lot of his dad's stuff is on his reports, including some really damaging stuff. He'll dispute, but, a lot of the times, the bureaus will come back and say that the information is valid and won't be removed. It's not valid. So he has to follow up. Eventually the info gets removed. But, two months later it's back. Some of it appears to be the same accounts (perhaps because they got sold to different collectors?), and some of it's new.
Reason it's so frustrating is that he's trying to get his first credit card (because I've managed to convince him having a credit history is important), but, every time he applies (even for a secured card), he gets rejected because of the awful stuff on his report. He disputes, and by the time he gets everything cleaned up and is ready to apply ... it all comes back.
Anyone have advice (I know it's a pretty rare situation)? Or have any credit bureau stories of their own? My friend has had it up to here with them and their shoddy reporting and apparent inability to differentiate him from someone with a different SSN!