- Centurion Member
- Posts: 119
- Joined: Fri Sep 28, 2012 9:22 pm
- Location: Texas
attrapereves wrote:My wife has a $170 collection from IC Systems on her report. It will be 7 years next May. She can't even remember what it's for, but thinks is may be medical related. Should we just let it fall off or should we contact them and try to pay a lower amount to have it removed?
Paying what we owe is the right thing to do; however, unless you have a pay for delete written agreement, payment on the account could result in restarting the 7 year clock.
AMEX Green Card - NPSL [Member Since 1995]
AMEX Everyday Card ($25,000)
Chase Visa Signature ($17,000)
Citi Visa Signature ($16,000)
Discover IT ($17,500)
Sam's Club MasterCard - ($20,000)
Wells Fargo Personal Line of Credit - ($15,000)
FICO's - 803 EX, 805 EQ, 799 TU [01/2017]