- Centurion Member
- Posts: 798
- Joined: Thu Mar 21, 2013 6:06 am
- Location: Ventura, CA
Chances are if it is a outside collection agency the damage is done. Unless you dispute it and win, the best you can hope for is to pay it off ASAP so you can start the seven year wait for it to drop off. Whether you pay $300 or $600 the strike on your report(s) will be there. As long as you pay it, it will say paid.
As always, YMMV. Good luck.
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